I want to be financially free at 50 – with these stocks and ETFs
Felix Jähn, the investment broker behind “bestcapinvest”, has built up a six-figure portfolio and owns two two-room apartments. In an interview with Business Insider, he reveals his current investment strategy, how he selects individual stocks and why he chose two-room apartments. Find out why he plans to be financially free by the age of 50 and what tips he has for investment beginners. Read all the details with BI+
- Felix Jähn works as an investment broker and has built up a six-figure portfolio.
- His strategy includes ETFs, individual stocks, Bitcoin and Ethereum, with a focus on growth and technology.
- Jähn also owns two two-room apartments and plans to be financially independent by the age of 50.
Felix Jähn originally studied engineering. Today, the investment broker can be found on Instagram under the name “bestcapinvest”. “I don't talk for long, I take risks,” says the 34-year-old in an interview with Business Insider. This was also the case last year when he decided to take a new career path and get his business license as a financial investment broker.
For those who don't know what to do with that: Investment advice is based on legal regulations that are set out in the trade regulations and the financial investment brokerage regulations. Jähn talks to his customers about goals, financial structure, income, expenses and risk profile. “I advise on individual products and support my customers by setting up savings plans for them, managing one-off payments and creating payout plans when they have achieved their goals,” he explains his job.
Jähn found his own way to the stock market in 2017 after graduating. When he started working, he asked himself how he could invest his savings as profitably as possible. Jähn then made his first investment and invested in Wirecard. “That was my best and worst investment at the same time,” he remembers.
Why was the scandal-ridden company one of his best investments? “It taught me how important it is not to take too many risks and not to let the media influence you too much,” says Jähn. Despite this setback, Jähn remained convinced that you can make more out of your money with the help of the stock market.
The 34-year-old has now built up a six-figure portfolio in which he invests in both ETFs and individual stocks. He also owns two two-room apartments. His return is similar to the overall market and averages around eight to ten percent per year. “Once you reach a certain volume, you become a bit more conservative,” he explains.
When asked how he managed to build up his wealth, Jähn has a clear answer: “Continuously investing and having an overview of his income and expenses.” However, he is anything but a fan of frugalism. His savings rate has always depended on his life situation. It was usually between 20 and 40 percent. “When I go on major trips or, like now, when I'm on parental leave, it naturally decreases.”
Jähn is focusing on these stocks and ETFs
Jähn has given Business Insider an insight into his portfolio. However, this is not a recommendation, but rather just stocks and ETFs in which the 34-year-old himself invests.
Jähn's current strategy consists of several building blocks. Its basis is four ETFs. These form the Nasdaqthe MSCI Worldthe MSCI Emerging Markets and the MSCI Small Caps In addition, the broker has 20 to 30 individual securities. In addition, there are shares in Bitcoin and Ethereum30 percent of his portfolio assets are in ETFs, 65 percent in individual stocks and about five percent in crypto.